REMORTGAGES

- IS YOUR MORTGAGE COMING TO THE END OF A FIXED RATE PERIOD ?

Even if your current lender is proactive enough to be in the process of offering you a new scheme with them rather than leaving you to pay the standard variable rate, this might not reflect the best option available to you from the entire market. Staying with your existing lender is unlikely to be 'fee free' with increasing numbers of lenders charging an arrangement fee for new fixed rates.

-ARE YOUR MORTGAGE PAYMENTS ABOUT TO RISE SIGNIFICANTLY ?

In other instances, a number of lenders simply will not offer you a new option to the standard variable rate whcih often leads to a sharp increase in your mortgage repayments. Without the assistance of a dedicated mortgage professional finding the right mortgage for you, the process of sourcing an alternative can be a daunting prospect.

-WOULD YOU LIKE TO RAISE ADDITIONAL FUNDS FOR HOME IMPROVEMENTS OR CONSOLIDATION OF YOUR EXISTING DEBTS ?

If you are one of the many people who are constantly juggling your finances in order to pay off bills and debts, you may benefit from a remortgage.

 As Independent Advisers we have access to the whole UK market of mortgage lenders who offer schemes to suit almost every purpose, subject to scheme criteria.

 Many lenders will contribute to the costs associated with remortgaging including free valuations and legal fees.